Year 1: $127,500
Year 3: $367,590
Year 5: $704,105
Total Buyout: $2,816,420
These are conservative, real-world projections based on actual agent performance. Your results will vary based on execution, but the CRA system is designed to produce consistent, predictable revenue across all six profit silos. Agents who implement 3+ silos consistently achieve high-six or seven-figure agency valuations within 5 years.
Silo III: Chiropractors
The Opportunity: Chiropractors have strong patient relationships that they’re not monetizing beyond treatments. Our system helps them generate referral income while creating a steady flow of Medicare leads for you.
Market Size: 70,000+ chiropractors nationwide, each seeing 100-300 patients monthly. 10 chiropractor partners can produce transformative income.
Your Action: Introduce chiropractors to our Brand Ambassador (Dr. John). He handles all conversions through webinars. You write policies and split commissions.
Real-World Assumptions:
- Each chiropractor refers 75 Medicare clients/year (conservative)
- First-year commission: $680/policy
- Chiropractor receives 50% = $340
- Agent receives 50% = $340
- Renewal commission: $340 with same 50/50 split
- Medicare persistency: 92%
- Start with 5 chiropractors, build to 10 by Year 3
Show Me the Money:
Year 1:
5 chiropractors × 75 policies × $340 = $127,500
Year 3:
New business: 10 chiros × 75 policies × $340 = $255,000
Renewals:
– Year 2: (5×75×92%) policies × $170 = $58,650
– Year 1: (5×75×92%×92%) policies × $170 = $53,940
Total Year 3: $367,590
Year 5:
New business: 10 chiros × 75 policies × $340 = $255,000
Renewals (compounded with 92% retention):
– Year 4: $126,684
– Year 3: $116,549
– Year 2: $107,225
– Year 1: $98,647
Total Year 5: $704,105
Buyout Value (4X multiple on Medicare): $2,816,420
